01 / BUILD YOUR COLLECTION
Your cards. All together.
Pick the credit cards you own by name. No card numbers, no CVVs, no bank login.
YOUR CARD CAN DO MORE. ARE YOU LETTING IT?
Still leaving
card rewards
on the table?
You pick the cart. We help pick the card.
Pickkard shows which of your credit cards earns the most in the app you’re shopping on, before you pay.
Try it now Coming soon on Android
- No card numbers. No login.
- 50 cards from 15 banks
- 28 shopping apps
PICKKARD · ON AMAZONUse Amazon Pay ICICI here
Amazon’s own co-brand card is in your wallet.
Your walletdeserves this.
For your everyday “which card?” moments.
TRY THE ACTUAL APP. RIGHT HERE.
Same cart. Smarter card. Better call.
Pick the cards you own, open a shopping app, type your order amount. Everything on that phone works, just like the real thing.
1
Pick the cards you ownExample wallet for now. Tap to make it yours.
2
Open a shopping appPickkard taps you on the shoulder.
Pickkard·now
Where are you paying?
The best of your 5 cards at each app
My cards
5 cards
Settings
Suggestions
Supported apps28 apps, all on28 ›
Appearance
Privacy
No card numbers storedPickkard only knows your card names✓
Zepto
Pay with HDFC Infinia
Add your cards
Pick every credit card you have. No card numbers needed.
Go on,it all works.
THE DISCOUNT YOU DON’T THINK TO CHECK
You chase the coupon.
Then forget the card.
You know the feeling. Compare prices. Hunt a code. Pick a delivery slot. Then pay with whichever card comes to mind.
Most of us carry two or three cards. Each one is quietly better somewhere. Nobody remembers where.
SMALL DIFFERENCE. REPEAT PURCHASES.
What could that add up to?
If another card you own earned just 2% more…
₹1,000₹50,000
THAT’S AN EXTRAover a year. About a month of OTT, twice over.
Illustrative maths, not a savings promise.
Find out which of your cards it isSMALL SETUP. SMARTER PICKS.
Three steps.
Then back to your life.
Card suggestionsThe card bit, remembered
Quiet hours? Your call.Z z z
02 / CATCH THE MOMENT
Before “payment successful.”
Enable Usage Access and notifications. Choose your supported apps and set quiet hours.
Good pick. 03 / DO YOUR THING
You shop. We suggest.
See a suggested card while you use a supported app. You stay in charge of how you pay.
A SIDEKICK. YOU’RE STILL THE HERO.
Your cards.
Your call. Always.
No card numbers. No login. Pick your cards by name. Your list stays on your phone.
A quieter kind of helpful. Set quiet hours and choose the apps that get suggestions.
Suggestions, not payments. Pickkard helps you choose. You decide how to pay.
A FEW GOOD QUESTIONS
Glad
you asked.
What does Pickkard do?
Pickkard shows which of your own credit cards earns the most in the apps you shop in, so you pay with the right card every time. Pick an app, type an order amount and see the reward in rupees, with the next best card beside it.
Which credit card should I use on Swiggy, Amazon or Flipkart?
It depends on the cards you own. A co-brand card such as Swiggy HDFC, Amazon Pay ICICI or Flipkart Axis often earns the most in its own app, but a cashback or rewards card can beat it on a big order or after a monthly cap. Pickkard checks your cards at each app, with the bank’s limits and minimum orders counted in.
Which cards and apps does it cover?
50 credit cards from HDFC Bank, SBI Card, ICICI Bank, Axis Bank, American Express and ten other card issuers, and 28 apps for food, groceries, shopping, travel, train tickets, movies and bills. New cards and apps are added over time.
Where do the reward rates come from?
From each bank’s published terms. Every answer says where its numbers come from and when they were checked. Where a bank’s terms leave room for doubt, Pickkard shows the lower figure.
Do I need to enter my card number or log in?
No. You pick your cards by name: never a card number, CVV or bank login. There’s no account, and your list of cards stays on your phone.
Why does it ask for Usage access?
Only for the optional card suggestions. Usage access tells Pickkard which shopping app is open, on your phone only. It never sees what’s inside other apps and never records which apps you use. You can set quiet hours or switch suggestions off for one app or all of them.
Is Pickkard a bank?
No. Pickkard isn’t a bank and isn’t connected to any bank, card network or shopping app. Banks change their terms, so treat each answer as a guide, not a promise.
When can I download it?
Pickkard is coming soon on Android. The Google Play link will appear here when the app launches.
THE LAST “IF ONLY” WAS ENOUGH.
You’ve got the cards.
Make them count.
Your next checkout deserves a better pick. Coming soon on Android.
for the coupon, bestie.”